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FAQs
How does a deductible work?
What are my plan options?
What's the difference between a High vs Low Deductible Plan?
What is a Qualifying Life Event?
What's the difference between an HSA, FSA, & HRA?
What are Qualified Medical Expenses?
How do I compare plans?
Who can I add to my health plan?
Do I have to enroll in healthcare benefits?
What is Form 1095-C?
What is FMLA leave?
What is an SBC?
What is an EAP?
What's Out-of-Network Liability and Balance Billing?
What is a Drug Formulary?
How does U.S. healthcare work?
Tips
The Importance of Staying In-Network
10 Tips to Reduce Your Healthcare Costs
Open Enrollment: Active vs Passive
How to Find a Primary Care Physician
Emergency vs Urgent Care
HSAs
What is an HSA?
Top 20 HSA Questions
HSA Contribution Limits
HSA Receipt Documentation
HSA and FSA in the Same Year
Switching from a Health FSA to an HSA
Medicare and HSAs
10 Reasons to Max Out Your HSA
Customer Identification Program (CIP)
FSAs
What is a Health FSA?
FSA Contribution Limits
Dependent Care: FSA or Tax Credit?
FSA Rollover When Vendor is Changing
HSA and FSA in the Same Year
HRAs
What is an HRA?
HRA Contributions
Life & Disability
Life & Disability Insurance
Evidence of Insurability (EOI)
Voluntary Benefits
What are voluntary benefits?
Dental & Vision Insurance
Nontraditional Benefits
Commuter Benefits
Claims & Eligibility
Prior Authorization for Prescription Drugs
Precertification for Medical Services
What is an Explanation of Benefits?
Appealing a Claim Denial
COBRA
COBRA Coverage
Customer Support
Employee Benefits Support
Checking for Compromised Passwords
Glossary
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Claims & Eligibility
Learn about eligibility rules and what to do if a claim is denied.
Articles
Prior Authorization for Prescription Drugs
Health plans may require “prior authorization” before covering some prescriptions. It's a doctor-insurance matter, not your pharmacy.
Precertification for Medical Services
A precertification means an insurance carrier has deemed a treatment as "medically appropriate." It is not a guarantee that it will be covered.
What is an Explanation of Benefits?
An EOB breaks down your share of medical costs. You should keep it for your records.
Appealing a Claim Denial
Insurance carriers have to tell you why they’ve denied your claim, and they have to let you know how you can dispute their decisions.
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