Expert Information

Answers to common benefits questions.

Helpful insights for health plan decisions.

Learn how Health Savings Accounts (HSAs) work.

Learn how Flexible Spending Accounts (FSAs) work.

Learn how Health Reimbursement Arrangements (HRAs) work.

An employer's benefits package may include Life & Disability insurance.

Many employers offer additional benefits at a lower rate than you could get on your own.

Learn about eligibility rules and what to do if a claim is denied.

Learn what to expect when you no longer have employer health coverage.

If your employer is a Lumity client, we can address your benefits questions and issues.

Some of these words are common with many types of insurance.