Answers to common benefits questions.


What's the difference between an HSA, FSA, & HRA?
Learn the difference between tax-advantaged accounts.
What are my plan options?
A high-level explanation of plan types (PPO, HMO, POS, and EPO)
What's the difference between a High vs Low Deductible Plan?
Which health plan is best, and how much will it cost?
How do I compare plans?
When you have multiple health plans to choose from, most decisions are driven by three questions.
Who can I add to my health plan?
Generally, coverage is offered to an employee's legal spouse and dependent children. The ACA extends coverage until a child turns 26.
Do I have to enroll in healthcare benefits?
As part of the Affordable Care Act, all Americans are required to have medical insurance. This is commonly called the "individual mandate".
What is a Qualifying Life Event?
A change in your situation can make you eligible for a special enrollment period.
How does a deductible work?
A deductible is a fixed amount of money you must pay before your insurance kicks in. And an out-of-pocket (OOP) limit represents your "worst case" financial exposure in a given plan year.
What is Form 1095-C?
Learn about Form 1095-C: Employer-Provided Health Insurance Offer and Coverage
What is FMLA leave?
The Family and Medical Leave Act (FMLA) is a Federal law, enacted to help employees balance work and family life.

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