Popular Articles

11. What's the difference between an HSA, FSA, & HRA?

    Last Updated: 11/10/2021 in FAQs
    Learn the difference between tax-advantaged accounts.

12. What are Qualified Medical Expenses?

    Last Updated: 09/10/2021 in FAQs
    View of list of qualified medical expenses.

13. What is an HSA?

    Last Updated: 12/01/2021 in HSAs
    You can think of a health saving account as a sort of "health 401k". Reduce your current, and future, healthcare expenses.

14. HSAs

    Last Updated: 02/06/2019
    Is an HSA right for me? Learn how to reduce your medical expenses while saving for the future.

15. What are my plan options?

    Last Updated: 07/07/2018 in FAQs
    A high-level explanation of plan types (PPO, HMO, POS, and EPO)

16. How does a deductible work?

    Last Updated: 01/17/2019 in FAQs
    A deductible is a fixed amount of money you must pay before your insurance kicks in. And an out-of-pocket (OOP) limit represents your "worst case" financial exposure in a given plan year.

17. HSA Contribution Limits

    Last Updated: 05/10/2021 in HSAs
    Because of the saving advantages of an HSA, and its ability to rollover from year to year, it's a good idea to max out the contribution limits if you're able.

18. Employee Benefits Support

    Last Updated: 11/12/2020 in Customer Support
    If your employer is a Lumity client, you can contact us for answers to your benefits questions.

19. Open Enrollment: Active vs Passive

    Last Updated: 01/17/2019 in Tips
    Open enrollment is an annual period when you can sign up for or change your health insurance plan or benefit program.

20. Precertification for Medical Services

    Last Updated: 05/04/2018 in Claims & Eligibility
    A precertification means an insurance carrier has deemed a treatment as "medically appropriate." It is not a guarantee that it will be covered.

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